ยป Additional Lines of Coverage

Time Away From Work

Sometimes life requires us to take time away from work. Chapman University is committed to giving you the flexibility to meet life's demands, while protecting your income.

Additional current policies and forms can be found on the HR Policies and Forms web page.

Life Insurance & Accidental Death and Dismemberment

Life insurance provides your named beneficiary(ies) with a financial benefit in the event you pass away. Accidental death and dismemberment (AD&D) insurance provides specified benefits for a covered accidental body injury that directly causes dismemberment.

  • Basic Life Insurance
  • Supplemental Life Insurance
  • Whole Life and Long-Term Care Insurance
  • Accidental Death and Dismemberment (AD&D)
  • Group Term Life Insurance - also known as Basic Life Insurance - provides your named beneficiary(ies) with a financial benefit in the event you pass away. Chapman University provides all full-time benefit eligible employees with Basic Life insurance at no cost to the employee for the duration of their employment. The amount of coverage is two (2) times the employee's annual base salary up to a maximum amount of $800,000.

    Basic Life Insurance Plan Documents

    2024 Benefits Guide

    Beneficiary Guide and Survivor Information 

  • In addition to the provided Basic Life Insurance, employees have the option to purchase additional life insurance with either Supplemental Life Insurance or Whole Life Insurance or both. 

    Supplemental Life Insurance Plan Documents

    2024 Benefits Guide

    Beneficiary and Survivor Information

  • Whole life Insurance provides your beneficiary(ies) a financial benefit in the event of your passing, even after your employment ends with Chapman University. While Life insurance is a voluntary benefit, paid for by the employee. This voluntary policy administered by UNUM includes a Long Term Care rider, which provides the flexibility to use the death benefit to pay for long term care. 

    Enrollment in the Whole Life and Long Term Care policy is only available during Open Enrollment. 

    Whole Life and Long Term Care Insurance Plan Documents 

    UNUM Whole Life Insurance and Long Term Care

    2024 Benefits Guide

    Protecting Yourself from Long Term Care Insurance Scams

  • Chapman University employees are covered with Basic AD&D coverage at no cost, and have the option to purchase additional coverage.

    Accidental Death and Dismemberment Plan Documents

    2024 Benefits Guide

    Beneficiary and Survivor Information 

Voluntary Lines of Coverage

  • Voluntary UNUM Coverage
  • Pet & Legal Insurance
  • Chapman University employees have the option to purchase voluntary lines of coverage through UNUM to ensure they are financially protected when the unexpected happens.

    Enrollment in these lines of coverage is only available during Open Enrollment. 

    Accident Insurance

    Accident Insurance pays a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur on and off the job. And it includes a range of incidents, from common injuries to more serious events.

    Critical Illness Insurance

    If you are diagnosed with an illness that is covered by the insurance, you can receive a lump sum benefit payment. You can use the money however you want. 

    Whole Life and Long Term Care Insurance 

    You can keep Whole Life and Long Term Care Insurance as long as you want. Once you have bought coverage, your cost won't increase as you age. The benefit amount stays the same, too - it doesn't decrease as you get older. That means you get protection during your working years and into retirement. 

  • Chapman University employees can enroll in discounted pet and legal insurance at any time. 

    Pet Insurance

    Chapman University employees receive a 10-20% discount on pet insurance through Spot Pet Insurance. 

    Legal Insurance

    Quality legal assistance can be pricey, and it can be hard to know where to turn to find an attorney you trust. For a monthly fee, employees can have a team of top attorneys ready to help take care of life's planned and unplanned legal events. 

BENEFITS DEPARTMENT

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