» Income Protection and Time Away From Work
Life Insurance & Accidental Death and Dismemberment
Life insurance provides your named beneficiary(ies) with a financial benefit in the event you pass away. Accidental death and dismemberment (AD&D) insurance provides specified benefits for a covered accidental body injury that directly causes dismemberment.
Basic Life and Accidental Death & Dismemberment Insurance
Group Term Life and Accidental Death & Dismemberment Insurance - also known as Basic Life and AD&D Insurance - provides your named beneficiary(ies) with a financial benefit in the event you pass away. Chapman University provides all full-time benefit eligible employees with Basic Life insurance at no cost to the employee for the duration of their employment. The amount of coverage is two (2) times the employee's annual base salary up to a maximum amount of $800,000.
Basic Life and AD&D Insurance Plan Documents
Supplemental Life and Accidental Death & Dismemberment Insurance
In addition to the provided Basic Life and Accidental Death & Dismemberment Insurance, employees have the option to purchase additional Life Insurance and/or addiitonal Accidental Death & Dismemberment Insurance coverage and benefits.
Supplemental Insurance Documents
Long Term Disability
Group Long Term Disability insurance from The Standard helps provide financial protection for insured members by promising to pay a monthly benefit in the event of a covered disability. The cost of this insurance is paid by Chapman University.
Voluntary Lines of Coverage
Voluntary UNUM Coverage
Chapman University employees have the option to purchase voluntary lines of coverage through UNUM to ensure they are financially protected when the unexpected happens.
Enrollment in these lines of coverage is only available during Open Enrollment.
Accident Insurance
Accident Insurance pays a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur on and off the job. And it includes a range of incidents, from common injuries to more serious events.
Critical Illness Insurance
If you are diagnosed with an illness that is covered by the insurance, you can receive a lump sum benefit payment. You can use the money however you want.
Whole Life and Long Term Care Insurance
You can keep Whole Life and Long Term Care Insurance as long as you want. Once you have bought coverage, your cost won't increase as you age. The benefit amount stays the same, too - it doesn't decrease as you get older. That means you get protection during your working years and into retirement.
Pet & Legal Insurance
Spot Pet Insurance
Chapman University employees may enroll at any time and receive a 10-20% discount on pet insurance through Spot Pet Insurance.
MetLife Legal Plan
Quality legal assistance can be pricey, and it can be hard to know where to turn to find an attorney you trust. For a monthly fee, employees can have a team of top attorneys ready to help take care of life's planned and unplanned legal events. Enrollment available only during Open Enrollment and for new hires.
Time Away From Work
Sometimes life requires us to take time away from work. Chapman University is committed to giving you the flexibility to meet life's demands, while protecting your income.
Additional current policies and forms can be found on the HR Policies and Forms web page.