»Medical Plans & Spending Accounts

Low monthly premiums, family planning, and low co-pays on urgent care and office visits, specifically servicing Southern California.

• Member Resource Guide
• 2026 Summary of Benefits & Coverage

Enrollees in the Kaiser HMO Plan are eligible to utilize the Health Care Flexible Spending Account (HCFSA) and the Dependent Care Flexible Spending Account (DCFSA). More information on these spending accounts can be found in the bottom section of this page.

Medical Care While Traveling 

Heading out of the country? Kaiser Permanente covers emergency care while abroad. 

• Emergency Medical Services
• Traveling as a Kaiser Permanente Member
• Emergency Claim Form

Low out-of-pocket maximums and access to highly-rated providers in Orange County, Los Angeles, Inland Empire, and San Diego areas. 

• Cigna Southern California Select HMO Overview
• Summary of Benefits & Coverage

Enrollees in the Cigna Select HMO are eligible to utilize the Health Care Flexible Spending Account (HCFSA) and the Dependent Care Flexible Spending Account (DCFSA). More information on these spending accounts can be found in the bottom section of this page.

Other

• Authorization for Disclosure of Protected Health Information Form
• No-Cost Preventive Care Guide
• Guesting Privileges

Predictable costs, low co-pays, and a broader choice of providers compared to the Cigna Select HMO.  California only.

• Cigna Full Network HMO Overview
• Summary of Benefits & Coverage

Enrollees in the Cigna Full Network HMO are eligible to utilize the Health Care Flexible Spending Account (HCFSA) and the Dependent Care Flexible Spending Account (DCFSA). More information on these spending accounts can be found in the bottom section of this page.

Other

• Authorization for Disclosure of Protected Health Information Form
• No-Cost Preventive Care Guide
• Guesting Privileges

Nationwide provider network, no PCP referrals needed, and Health Savings Account contributions from Chapman University.

• Cigna HDHP + HSA Overview
• Summary of Benefits & Coverage

Enrollees in the Cigna HDHP + HSA are eligible to utilize the Health Savings Account (HSA), the Limited Purpose Flexible Spending Account (LPFSA), and the Dependent Care Flexible Spending Account (DCFSA). More information on these spending accounts can be found in the bottom section of this page.

Other

• Authorization for Disclosure of Protected Health Information Form
• No-Cost Preventive Care Guide

Control over your healthcare options, nationwide provider network, and low co-pays for routine visits.

• Cigna Traditional PPO Overview
• Summary of Benefits & Coverage

Enrollees in the Cigna PPO are eligible to utilize the Health Care Flexible Spending Account (HCFSA) and the Dependent Care Flexible Spending Account (DCFSA). More information on these spending accounts can be found in the bottom section of this page.

Other

• Authorization for Disclosure of Protected Health Information Form
• No-Cost Preventive Care Guide

Enrollees in the Kaiser HMO, Cigna Southern California Select HMO, Cigna Full HMO, and Cigna PPO are eligible to utilize the Health Care Flexible Spending Account (HCFSA)

• "What is an FSA?" Video
• Why choose a HCFSA?
• 2026 Contribution Limits and IRS Regulations
• Eligible Expenses
• FSA Calculator
• FSA Store

All medical plan enrollees are eligible to utilize the Dependent Care Flexible Spending Account (DCFSA)

• "What is a DCFSA?" Video
• Why Choose a DCFSA?
• 2025 Contribution Limits and IRS Regulations
• 2026 Contribution Limits and IRS Regulations

Enrollees in the Cigna HDHP+HSA medical plan are eligible to utilize the Health Savings Account (HSA)

• "What is an HSA?" Video
• HSA Frequently Asked Questions
• Contributions & Savings
• HSA Savings Calculator
• Investing through your HSA

Enrollees in the Cigna HDHP+HSA medical plan are eligible to utilize the Limited Purpose Flexible Spending Account (LPFSA)

• What it is and How it Works