»Loans For Graduate Students

Beginning July 1, 2026 Graduate PLUS loans will only be available to Students currently enrolled in their graduate program and students beginning enrollment in Spring 2026 and Summer 2026. Students will be allowed to borrow Grad PLUS for up to 3 years (or until the end of their program), provided they have or will have borrowed a federal student loan by July 1, 2026. Students starting their program in Fall 2026 or after will not have access to this loan program. More details about Federal Loan availability and changes may be found on the U.S. Department of Education website or by contacting our office.

For many students, educational loans are necessary in order to help pay for tuition and other educational related expenses. They differ from grants and scholarships, in that they must be repaid to a lender.

Graduate students can borrow up to the Cost of Attendance minus any financial aid or other resources. Eligibility for different loan types varies, so it is important to explore all options to determine what options work best for you.

Federal Student Loans

Chapman University participates in the Federal Direct Loan Program where funding comes directly from the Federal Government. Federal loans provide the option to cover tuition and fees as well as living expenses associated with completing a graduate degree.

Federal Student Loan Information

Private Student Loans

Private student loans are credit-based loans made available by private lenders to eligible students. It is recommended that students investigate their federal loan options fully before considering private loans.

Private Student Loan Information